Terms of Service

Last updated: June 24, 2026

Welcome to YummyPenny. These Terms of Service (“Terms”) govern your access to and use of the YummyPenny website, dashboard, subscription service, data tools, alerts, content, and members-only community, including our Discord community (collectively, the “Service”).

YummyPenny is a paid subscription information service. We aggregate discount, price, availability, product, and price-history data from third-party retailers and data sources, generate algorithmic price-drop estimates and related informational outputs, and make that information available through a gated dashboard and community. YummyPenny does not sell, ship, stock, warehouse, fulfill, guarantee, or broker any third-party retail products. We sell access to information about products offered by other companies.

These Terms form a binding agreement between you and YummyPenny, LLC, doing business as YummyPenny (“YummyPenny,” “we,” “us,” or “our”).

1. Acceptance of These Terms

By creating an account, purchasing a subscription, accessing the dashboard, joining the YummyPenny Discord community, or otherwise using the Service, you agree to these Terms, our Privacy & Cookie Policy, Refund Policy, and any additional terms presented to you at checkout or within the Service.

If you do not agree, do not create an account, purchase a subscription, access the Service, or join the community.

2. Eligibility; Business Use

You must be at least 18 years old to use the Service. Minors are not permitted to create accounts, purchase subscriptions, or access the Service.

The Service is intended primarily for business users, resellers, retail-arbitrage buyers, and other users seeking commercial product information. If you use the Service on behalf of a company or other entity, you represent that you have authority to bind that entity to these Terms.

3. Account Registration and Security

You may need to create an account and provide accurate information, including an email address and payment information through our third-party payment processor. You are responsible for keeping your login credentials secure and for all activity under your account.

You may not share, sell, sublicense, transfer, or allow others to use your account unless we expressly authorize it in writing or your subscription plan permits it. Notify us immediately at [[email protected]] if you believe your account has been compromised.

4. Subscription, Auto-Renewal, Billing, and Cancellation

YummyPenny is offered as a recurring paid subscription, currently approximately [$49.99/month], unless a different price, cadence, trial, discount, or plan is shown at checkout.

By purchasing a subscription, you authorize YummyPenny and our payment processor to charge your selected payment method on a recurring basis until you cancel. Your subscription automatically renews at the end of each billing period unless canceled before the renewal date.

You may cancel your subscription at any time through https://yummypenny.com/billing/portal. Cancellation stops future renewal charges but does not refund amounts already paid. Unless otherwise stated, you will retain access through the end of your current paid billing period.

We may change subscription pricing or plan features. If we materially change your recurring subscription price, we will provide notice before the change takes effect and explain how to cancel if you do not accept the change.

All payments, refunds, cancellations, failed payments, chargebacks, and billing issues are also governed by our Refund Policy.

5. License to Use the Service

Subject to your compliance with these Terms and payment of applicable fees, YummyPenny grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your own internal informational and business evaluation purposes.

This license does not give you ownership of the Service, our data compilations, dashboard, software, algorithms, analytics, predictions, branding, community content, or any intellectual property rights.

6. Information Service Only; No Retail Sales

YummyPenny is not a retailer, marketplace, reseller, supplier, purchasing agent, broker, fulfillment provider, or product seller. We do not control third-party retailers, product listings, inventory, pricing, coupons, discounts, shipping, taxes, order acceptance, order cancellation, product condition, product authenticity, product safety, delivery, returns, warranties, or customer service.

Any purchase you make from a third-party retailer is solely between you and that retailer. You are responsible for reviewing and complying with that retailer’s terms, policies, restrictions, purchase limits, return rules, and applicable laws.

7. Data Accuracy Disclaimer

Prices, discounts, product details, availability, stock status, fees, taxes, coupons, promotions, and retailer policies may change at any time. Third-party APIs, feeds, websites, and data sources may be delayed, incomplete, inaccurate, unavailable, or affected by retailer errors, system outages, formatting issues, or other problems.

YummyPenny provides all data, price history, alerts, rankings, estimates, and predictions “as is” and “as available.” We do not guarantee that any price, discount, product detail, availability status, or prediction is accurate, complete, current, or actionable.

You must independently verify all prices, availability, product details, restrictions, and purchase terms directly with the applicable retailer before making any purchase or resale decision.

8. Algorithmic Predictions Are Not Advice

YummyPenny may provide algorithmic price-drop predictions, probability estimates, historical trend analysis, suggested watchlist signals, or related outputs. These features are informational only.

They are not financial, investment, legal, tax, business, inventory, purchasing, accounting, or resale advice. They do not guarantee future prices, profits, availability, demand, sell-through, or business results. You use all predictions and analytics at your own risk.

9. Reseller and Retail-Arbitrage Responsibility

You are solely responsible for your purchasing, resale, tax, marketplace, and business activities. This includes responsibility for:

• complying with retailer terms, purchase limits, quantity restrictions, anti-bot rules, return policies, and account rules;
• determining whether you may lawfully purchase and resell particular products;
• collecting, reporting, and remitting any applicable sales, use, income, franchise, or other taxes;
• obtaining any required licenses, permits, registrations, or marketplace approvals;
• complying with marketplace rules, product-condition rules, brand restrictions, intellectual-property rules, and consumer-protection laws;
• handling buyer complaints, returns, product warranties, chargebacks, shipping, fulfillment, and customer service;
• determining whether a product is safe, authentic, lawful, non-recalled, non-restricted, and suitable for resale.

YummyPenny does not guarantee profit, resale eligibility, marketplace approval, account health, product demand, retailer order acceptance, or any business outcome.

10. No Affiliation With Retailers; Trademark Notice

YummyPenny is independent and is not affiliated with, endorsed by, sponsored by, approved by, or officially connected with any third-party retailer, brand, marketplace, manufacturer, or product owner unless expressly stated.

Retailer names, product names, brand names, logos, trademarks, and other identifiers belong to their respective owners. We may reference them only to identify products, retailers, prices, or offers for informational purposes.

11. Discord Community

A YummyPenny subscription may include access to a members-only Discord community. Discord access is a subscription benefit, not a separate product.

You agree to follow all YummyPenny community rules, moderator instructions, Discord’s own terms and policies, and applicable law. We may remove posts, restrict access, mute, suspend, or ban users from the community at our discretion, including for harassment, spam, doxxing, abuse, illegal activity, sharing confidential data, encouraging policy violations, or conduct that harms the community or Service.

We are not responsible for statements, conduct, offers, transactions, or advice provided by other community members. You interact with other members at your own risk.

12. Prohibited Conduct

You may not:

• scrape, crawl, harvest, copy, mirror, bulk download, or systematically extract data from the Service;
• reverse engineer, decompile, interfere with, or attempt to access non-public portions of the Service;
• share, resell, sublicense, publish, leak, or redistribute YummyPenny data, dashboard content, alerts, predictions, or community content outside the Service;
• use the Service to build or train a competing product, database, model, dashboard, alerting tool, or information service;
• bypass access controls, rate limits, paywalls, security systems, or subscription restrictions;
• use bots, scripts, automated tools, or unauthorized API access against the Service;
• use the Service for fraud, unlawful resale activity, deceptive trade practices, tax evasion, intellectual-property infringement, or violation of retailer or marketplace rules;
• upload malware, harmful code, or unlawful content;
• harass, threaten, abuse, impersonate, or dox others;
• misrepresent your affiliation with YummyPenny or any retailer;
• use the Service in a way that could damage, disable, overburden, or impair YummyPenny or any third-party service.

We may investigate suspected violations and suspend or terminate accounts at our discretion.

13. Third-Party Services and Links

The Service may integrate with or link to third-party services, including payment processors, hosting providers, email providers, Discord, Cloudflare, Google Maps, retailer APIs, retailer websites, and other third-party platforms.

Third-party services are governed by their own terms and privacy policies. We are not responsible for third-party websites, APIs, outages, errors, policies, content, products, transactions, or practices.

If we use affiliate links or receive compensation from links, referrals, or retailer relationships, we will disclose that relationship where required.

14. Google Maps Features

If YummyPenny includes map, location, distance, store-location, or geographic features powered by Google Maps, your use of those features is also subject to the then-current Google Maps/Google Earth Additional Terms of Service and Google Privacy Policy. Location features may require collection or processing of location-related information, such as zip code, approximate location, search queries, or map interactions.

15. Intellectual Property

YummyPenny and its licensors own all rights, title, and interest in the Service, including the website, dashboard, software, code, design, data compilations, database structure, algorithms, predictions, analytics, alerts, workflows, text, graphics, logos, trade dress, and other content, excluding third-party trademarks and third-party source data.

You may not copy, reproduce, modify, publish, distribute, sell, lease, create derivative works from, or exploit any part of the Service except as expressly allowed by these Terms.

If you submit feedback, ideas, bug reports, suggestions, or feature requests, you grant YummyPenny a perpetual, worldwide, royalty-free, irrevocable right to use them without restriction or compensation.

16. Beta Features and Service Changes

We may add, modify, suspend, or remove features at any time, including data sources, retailers, predictions, alerts, Discord access, map features, or dashboard tools. Some features may be experimental, incomplete, or labeled beta.

We do not guarantee uninterrupted access, error-free operation, availability of any specific retailer feed, continued Discord access, continued third-party API access, or any particular feature set.

17. Disclaimer of Warranties

To the maximum extent permitted by law, the Service is provided “as is,” “as available,” and “with all faults.” YummyPenny disclaims all warranties, express or implied, including warranties of accuracy, availability, merchantability, fitness for a particular purpose, non-infringement, quiet enjoyment, and any warranties arising from course of dealing or usage of trade.

We do not warrant that the Service will be uninterrupted, secure, accurate, current, profitable, error-free, or compatible with your intended use.

18. Limitation of Liability

To the maximum extent permitted by law, YummyPenny and its owners, officers, employees, contractors, affiliates, suppliers, and licensors will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or lost-profit damages, including lost revenue, lost business opportunity, lost resale profit, loss of goodwill, lost data, account suspension by a retailer or marketplace, inventory losses, or purchasing decisions based on inaccurate or outdated information.

To the maximum extent permitted by law, YummyPenny’s total liability for any claim arising out of or relating to the Service or these Terms will not exceed the amount you paid to YummyPenny for the Service during the three months immediately before the event giving rise to the claim.

Some jurisdictions do not allow certain limitations of liability, so some limitations may not apply to you.

19. Indemnification

You agree to defend, indemnify, and hold harmless YummyPenny and its owners, officers, employees, contractors, affiliates, suppliers, and licensors from and against any claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

• your use or misuse of the Service;
• your purchasing, resale, marketplace, tax, shipping, fulfillment, or customer-service activity;
• your violation of retailer, marketplace, Discord, or third-party terms;
• your violation of these Terms or applicable law;
• your infringement or alleged infringement of any intellectual-property, privacy, publicity, consumer-protection, or other rights;
• your interactions or transactions with third parties or community members.

20. Suspension and Termination

We may suspend or terminate your account, subscription access, dashboard access, or Discord access if we believe you violated these Terms, failed to pay, created risk for YummyPenny, misused the Service, violated community rules, or engaged in unlawful or harmful conduct.

If your account is terminated for violation of these Terms, you are not entitled to a refund. Upon termination, your license to use the Service ends immediately.

You may stop using the Service at any time and may cancel future subscription renewals through the cancellation method provided.

21. Dispute Resolution; Arbitration; Class Action Waiver

Before filing a claim, you agree to first contact us at [[email protected]] and attempt to resolve the dispute informally. Either party may begin formal proceedings if the dispute is not resolved within 30 days.

Except for disputes that may be brought in small claims court, claims for injunctive relief involving intellectual property or unauthorized access, or claims that cannot legally be arbitrated, any dispute arising out of or relating to these Terms or the Service will be resolved by binding arbitration on an individual basis.

The arbitration will be administered by [AAA/JAMS] under its applicable rules. The seat of arbitration will be Travis County, Texas, unless applicable law requires otherwise. The arbitrator may award the same individual relief that a court could award, but may not conduct a class, collective, consolidated, or representative proceeding unless both parties agree.

You and YummyPenny waive the right to a jury trial and the right to participate in a class action, class arbitration, collective action, or representative action to the maximum extent permitted by law.

You may opt out of this arbitration clause by emailing [[email protected]] within 30 days after first accepting these Terms and stating your name, account email, and request to opt out of arbitration.

22. Governing Law and Venue

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. For disputes not subject to arbitration, the exclusive venue will be the state or federal courts located in Travis County, Texas, unless applicable law requires another venue.

23. Force Majeure

YummyPenny is not liable for delay, failure, outage, data unavailability, or performance issues caused by events beyond our reasonable control, including retailer API outages, hosting failures, payment processor outages, Discord outages, Cloudflare issues, internet failures, cyberattacks, labor disputes, natural disasters, war, government action, or changes in third-party access terms.

24. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted with a new “Last Updated” date. If changes are material, we may provide additional notice. Your continued use of the Service after updated Terms take effect means you accept the updated Terms.

25. Contact

YummyPenny
YummyPenny, LLC
Email: [[email protected]]