Refund Policy

Last updated: September 12, 2026

This Refund, Cancellation, and Auto-Renewal Policy applies to paid YummyPenny subscriptions: $49.99 per month or $549.89 per year, as shown at checkout.

YummyPenny is a digital information service. We provide access to a gated dashboard, price and discount data, price-history tools, algorithmic predictions, alerts, and a members-only community. We do not sell, ship, stock, or fulfill retail products.

1. All Sales Are Final

All subscription fees and other amounts paid to YummyPenny are final and non-refundable, except where required by law or expressly stated in this Policy.

This means we do not provide refunds, credits, or prorated refunds for:

• partial months;
• unused access;
• failure to log in;
• failure to use the dashboard;
• failure to join or use Discord;
• stale, inaccurate, unavailable, or outdated third-party retailer data;
• algorithmic predictions that do not occur;
• purchasing or resale decisions that do not produce profit;
• retailer price changes, cancellations, stockouts, order denials, or account restrictions;
• dissatisfaction with available products, deals, retailers, or features;
• account suspension or termination for violation of our Terms.

2. Subscription Auto-Renewal

YummyPenny subscriptions automatically renew on a recurring basis according to the plan selected at checkout, such as monthly billing.

By subscribing, you authorize YummyPenny and our payment processor to charge your selected payment method at the recurring price shown at checkout, plus any applicable taxes, until you cancel.

Your subscription will continue and renew automatically unless canceled before the next renewal date.

3. Free Trials

A free trial, where offered, converts to a paid subscription when it ends unless you cancel before then. The first charge is the price shown when you started the trial. We email a reminder three days before the trial converts. Trials are limited to one per person and one per payment method. A trial is not a refund right: a charge made after a trial you did not cancel is final under this Policy.

4. Annual Plans

An annual subscription is charged once for the full year at the start of the term and renews each year unless cancelled. It includes one month free compared to paying monthly. Cancelling an annual plan stops the next renewal; it does not refund the remainder of the current year, except where the law requires otherwise.

5. Referral and Promotional Credits

Credits earned through referrals or promotions reduce future charges only. They have no cash value, are not refunded, and are not paid out if you cancel.

6. How to Cancel

You may cancel your subscription at any time through:

your account page, or directly at yummypenny.com/billing/portal. Cancelling takes a few clicks and needs no call, email, or notice period.

Cancellation stops future renewal charges. Unless otherwise stated, cancellation does not immediately remove access. You will generally retain access until the end of your current paid billing period.

To avoid a renewal charge, you must cancel before the renewal date. We recommend canceling at least 24 hours before renewal to avoid processing delays.

7. Cancellation Is Not a Refund

Canceling your subscription prevents future charges. It does not refund charges already paid.

If you cancel after a renewal charge has processed, that charge is final and non-refundable, and your subscription access will continue through the paid billing period unless your account is terminated for violation of our Terms.

8. Failed Payments

If your payment method fails, we or our payment processor may retry the charge. We may suspend or restrict access until payment is completed. You are responsible for keeping your payment method current.

9. Duplicate Charges and Billing Errors

If you believe you were charged twice by mistake or experienced a billing error, contact us at [email protected] within 30 days of the charge. If we confirm a duplicate charge or billing error, we may correct it, issue a refund, or provide another appropriate remedy.

10. Chargebacks

If you dispute a valid charge through your bank or card issuer instead of contacting us, we may suspend or terminate your account while the dispute is pending. Filing a chargeback does not cancel your subscription unless the subscription is separately canceled through the cancellation method provided.

We reserve the right to contest chargebacks and provide evidence of your purchase, account access, subscription terms, refund policy, and usage.

11. Service Changes or Discontinuation

We may modify, suspend, or discontinue features, retailers, data sources, alerts, predictions, Discord access, or other parts of the Service at any time.

If we permanently discontinue the entire paid Service before the end of your paid billing period and you are not in breach of our Terms, we may provide a prorated refund, credit, or other remedy at our discretion or as required by law.

12. Returns

YummyPenny sells no physical goods, so there is nothing to return to us. Any item you buy from a retailer is returned to that retailer under its own policy, and we have no part in that transaction.

13. Account Deletion

Deleting your account does not refund prior charges. When you delete your account from the account page, any active subscription is cancelled immediately: your access ends at once and the remainder of the paid month or year is not refunded, except where the law requires. To keep access to the end of what you have paid for, cancel first and delete later.

Deleting your account cancels the subscription as part of the same step, so there is nothing further to cancel. If the cancellation with our payment processor fails, the deletion does not go ahead and the account page tells you so.

14. EU/UK Consumer Withdrawal Notice

YummyPenny is operated from the United States and is intended for use there. If you are an EU or UK consumer and applicable law gives you a withdrawal right for digital services or digital content, access to the Service begins immediately after checkout; by completing checkout you expressly request that immediate access and acknowledge that, to the maximum extent permitted by applicable law, you lose any statutory withdrawal right once access begins.

If applicable law requires a refund despite this Policy, we will comply with applicable law.

15. Checkout Disclosure

At checkout, YummyPenny displays a subscription disclosure explaining the recurring billing amount, renewal cadence, cancellation method, and no-refund policy. By purchasing a subscription, you acknowledge and agree that YummyPenny is an information service, not a retailer; your subscription renews automatically until canceled; cancellation stops future charges but does not refund amounts already paid; and all fees already charged are final and non-refundable unless required by law.

16. Contact

Billing questions may be sent to:

YummyPenny, LLC
Tyler Grove
2502 Leon St. Unit 307
Austin, TX 78705
Email: [email protected]